Pricing
One plan. Everything included.
SpendSense is completely free during the beta. After launch there is a single, transparent subscription — no tiers, no locked features, no upsells.
Current
Beta access
Freeduring beta
Full product access while we gather feedback and polish the experience. No credit card required.
- Full web workspace — Review, Plan, Trends, Activity
- iPhone app with the same shared backend
- Plaid bank connections (as many institutions as you need)
- AI weekly brief and budget coaching
- Net worth tracking across all accounts
- Recurring bill detection and alerts
- Privacy mode and data export
- End-to-end data ownership — export or delete anytime
After launch
Pro
$3.99/ month
Everything in beta, locked in as the permanent plan. No feature gating, no annual commitment required.
- Full web workspace — Review, Plan, Trends, Activity
- iPhone app with the same shared backend
- Plaid bank connections (as many institutions as you need)
- AI weekly brief and budget coaching
- Net worth tracking across all accounts
- Recurring bill detection and alerts
- Privacy mode and data export
- End-to-end data ownership — export or delete anytime
No feature walls
Every feature in the product is available on the single plan. Nothing is held back for a higher tier.
Cancel anytime
Month-to-month billing. No lock-in. Export your data at any time from Settings.
Beta price guarantee
Users who join during beta lock in the $3.99/month rate when billing goes live.